Health Care Reform
The reason: Minors must be accepted by an insurance company. Sounds good on the surface, right? However, now insurance companies will only write actuarily-sound guaranteed-issue (i.e. expenseive) policies that provide less coverage OR they won't write a primary policy on a minor. I can hear the accusations from the left, already, that the insurance companies are just trying to rip people off. The reality is that if insurance companies don't receive an actuarily sound premium, the companies go bankrupt. (Perhaps that IS the intended consequence of the administration.)
This is a direct result of the new legislation. This is serious stuff, and while the following makes light of the circumstance, we will not be laughing in a couple years. Instead, we'll be looking back and saying, "How did this happen? Why did we think this was a good idea?" Unfortunately, like EVERY preceding Government program/expansion/intrusion, our legislators will promise they can fix it with an expanded program because now "they know" what went wrong. Of course, the new solution has new, unintended consequences. I hope we don't fall for this bogus logic. Now is the time to stand up and reverse this madness. Soon, it will be much more difficult to reverse and probably won't happen.
90% of the health care problem has been caused by government intrusion in health care with tax incentives for group plans, health plan mandates, class-action law and the lack of loser pays legislation, and Medicare and Medicaid. The solution has always been and still is THE FREE MARKET. Competition creates innovation and efficiency which drives better care at lower costs. What little free market we still have in the US is what has provided our citizens the highest quality of care in the world. It is the reason people come here from other places. We need more Freedom not more government.
Stop the madness!
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